From 3 January, first time buyers and home-movers will be able to apply for Help to Buy mortgages through Lloyds Bank, which today launched its Help to Buy mortgage products. This will allow homebuyers to access a mortgage with just a 5 per cent deposit.
The product rates, available up to a maximum loan to value of 95 per cent, include a two-year fixed rate of 5.19 per cent with a £995 fee, for homebuyers with a Lloyds Bank current account.
Marc Page, Lloyds Bank Mortgages Director, said: “Today’s announcement launches our participation in the Help to Buy scheme and allows us to make mortgages more accessible for more people. The scheme has so far been successful in helping people onto the ladder, and it has also given existing home owners more options, allowing them to move forward and take the next steps to their second and third properties.”
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